Are Rideshare Accidents Different From Other Car Crashes?

With a surge in the popularity of rideshare services like Uber and Lyft, there has also been an increase in accidents involving them. Because you are utilizing a service, there are unique differences between an accident involving your personal vehicle and one involving a rideshare vehicle. When you’re in an accident while using an Uber or Lyft, it is essential to understand who can be held liable for any injuries you sustain.

With decades of experience handling personal injury cases, we understand the complexities that come with rideshare accidents. At Mintz Law Firm, we prioritize personalized attention, ensuring you receive guidance every step of the way. Our commitment to securing the best possible outcome has earned us a reputation for compassionate, client-focused legal services.

What Makes Rideshare Accidents Different From Other Car Crashes?

When you are involved in a car accident while driving your personal vehicle, there are typically only two parties: you and the other driver. This can become more complicated when you are in a rideshare accident. In this case, you now have the:

• Rideshare driver 
• Rideshare company
• You and any other passengers
• Any other vehicle drivers

Multiple parties come with various insurance companies to deal with. It also becomes more challenging to determine who is liable for the accident, and each insurance company will try to minimize its involvement. Because of the complex nature of rideshare accidents, it is vital that you contact a personal injury lawyer to help you navigate liability and insurance and fight for the compensation you deserve.

How Does Insurance Work in Rideshare Accidents?

During a car accident involving your own vehicle, you typically go through the insurance company of the person at fault for the accident. However, in rideshare accidents, there are multiple insurance companies to navigate. This includes: 

• Rideshare personal insurance: Rideshare drivers are considered independent contractors and must carry their own car insurance. If they are off duty and not logged into their app, their personal insurance will likely be the primary coverage if they get into an accident.
• Rideshare company insurance: The rideshare driver can also be covered under the rideshare’s insurance if logged into the app or on a ride with a passenger. This is typically a higher level of insurance coverage.

Because each insurance company is looking out for its client’s interests, they might try to offer a settlement that does not cover your damages. It is crucial you hire a personal injury attorney before speaking with an insurance adjuster or agreeing to a settlement to ensure your rights are protected. 

Who Is Liable In a Rideshare Accident?

Establishing liability can become complicated when multiple parties are involved. In the case of rideshare accidents, the driver, rideshare company, or another driver could be at fault. Here are some examples of why each party could be held liable in a rideshare accident:

• Rideshare driver: If the rideshare driver fails to meet their duty of care and drive their vehicle safely, they can be held accountable for the accident. Distracted driving, speeding, and texting are all possible scenarios where the rideshare driver was negligent in causing an accident.
• Rideshare company: Many rideshare companies consider their drivers independent contractors. Because of this, the driver can primarily be held liable in an accident. However, there are some cases where the rideshare company can be held liable for the accident if it fails its responsibilities in screening and hiring the driver.
• Another driver: If someone else caused the accident, they can be held liable for the damages you sustain.

A personal injury attorney can be a valuable resource in investigating your rideshare accident and determining who is responsible for your personal injury claim.

How Can Mintz Law Firm Help With Your Rideshare Case?

At Mintz Law Firm, we understand the challenges and complexities of rideshare accident cases. Our team is experienced in handling these unique cases, ensuring we navigate the confusing insurance structures and work to secure fair compensation for you. We believe in providing personalized attention, so you’ll never feel like just another case number.

We are committed to securing the best possible outcome for you and have a track record of success in helping clients recover after an accident. If you have been in a rideshare accident, don’t hesitate to contact us for help. Call us today at (303) 462-2999 or fill out our contact form.